Over 20 years
in business


 Administration and Compliance

What We Have To Offer      Plan Selection and Design      Installation and Submission Administration and Compliance      Amendment and Restatement      Education and Communication Ongoing Support      Plan Terminations and Mergers      Owner Only 401(k) Plans

ERISA Consultants provides comprehensive professional services to help employers maintain the qualified status of their employee benefit plans under the Internal Revenue Code.  Our technical services apply to all aspects of qualified retirement plans including:

  • Determination of employee and participant eligibility

  • Valuation and reconciliation of trust fund assets

  • Determination and allocation of employer contributions, trust earnings and forfeitures in defined  contribution plans

  • Calculation of appropriate funding levels for employer contributions to plans subject to Minimum Funding Standards under Internal Revenue Code Section 412

  • Preparation and maintenance of participant loan amortization schedules including calculating available loan amounts and the tracking of both principal and interest repayment.

  • Determination of participants' vested interests

  • Computation of benefit payments (in normal and optional forms) upon attainment of normal retirement age, separation of service, disability or death\

  • Performance of all non-discrimination and minimum participation testing under the Code to ensure continued qualification of the plan, including specialized non-discrimination testing for 401(k)/salary deferral plans

  • Calculation and review of age 701/2 required minimum required distribution

  • Preparation of individual participant statements summarizing all activity that has occurred on each participant’s account.

Additionally, ERISA Consultants will prepare all applicable annual filings relating to reporting and disclosure as may be required by the Internal Revenue Service, Department of Labor, Pension Benefit Guaranty Corporation or any other approved regulatory authority.

Such filings may include the following:

Internal Revenue Service

Form 5500 - Annual Return/Report

Schedule A - Insurance Information

Schedule B - Actuarial Information

Schedule C - Service Provider Information

Schedule D - DFE/Participating Plan Information

Schedule G - Financial Transaction Schedules

Schedule H or I - Financial Information

Schedule P - Return of Fiduciary

Schedule R - Retirement Plan Information

Schedule SSA - Separated Participants

Form 1096  - Benefit Payment Information

Form W-3 - Benefit Payment Information

Department of Labor

Summary Plan Description (SPD)

Pension Benefit Guaranty Corporation

Form PBGC-1

Plan Participants

Individual Benefit Statements

Summary Annual Report (SAR)

Form 1099-R (where applicable)

Form W-2P (where applicable)

 

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Reproduction of this Design (Text, Graphics, Code, etc.) in whole or part, in any form or any medium without the express written permission of erisaconsultants.com is prohibited.

 

Located at 216 Fayette Street, P.O. Box 68, Manlius, NY  13104.